About
Coverage guidance for the way agents actually work
Independent real estate agents don't have an employer benefits desk to lean on. We pair real rate estimates with a licensed advisor who explains the options for you and your family — in plain language.
Real estimates first
Start with a household-aware estimate from the rate tables for your state. No invented numbers, no fabricated savings claims — just the published figures, rounded to the cent.
An advisor to explain it
Estimates are informational. A licensed advisor confirms your real options, walks through networks, and helps you choose — there's no pressure to enroll.
Built for agents
Your income rises and falls with closings. We keep the entry point simple: age, household, tobacco, and state. No employment forms or ZIP codes to start.
Ready to see your estimated rates?
Run the calculator, then talk through the details with an advisor.